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June 2017; 7 (3) Commentary

Unruptured intracranial aneurysms and life insurance underwriting

Eugene Scharf, Sean Pelkowski, Bogachan Sahin
First published January 16, 2017, DOI: https://doi.org/10.1212/CPJ.0000000000000333
Eugene Scharf
Department of Neurology (ES, BS), University of Rochester School of Medicine and Dentistry; and Ed Tasker Agency Insurance and Financial Services (SP), Rochester, NY.
MD
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Sean Pelkowski
Department of Neurology (ES, BS), University of Rochester School of Medicine and Dentistry; and Ed Tasker Agency Insurance and Financial Services (SP), Rochester, NY.
MS
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Bogachan Sahin
Department of Neurology (ES, BS), University of Rochester School of Medicine and Dentistry; and Ed Tasker Agency Insurance and Financial Services (SP), Rochester, NY.
MD, PhD
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Citation
Unruptured intracranial aneurysms and life insurance underwriting
Eugene Scharf, Sean Pelkowski, Bogachan Sahin
Neurol Clin Pract Jun 2017, 7 (3) 274-277; DOI: 10.1212/CPJ.0000000000000333

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Abstract

Unruptured intracranial aneurysms are common. Rupture is rare, but associated with considerable morbidity and mortality. Screening for unruptured intracranial aneurysms is indicated in certain patient populations, but many patients request screening outside of established guidelines. In addition, intracranial aneurysms may be discovered incidentally. The presence of an intracranial aneurysm has a negative effect for the patient seeking life insurance. This commentary provides a perspective on insurance underwriting in individuals with unruptured intracranial aneurysms and offers points for clinicians to consider when counseling patients seeking screening.

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  • Funding information and disclosures are provided at the end of the article. Full disclosure form information provided by the authors is available with the full text of this article at Neurology.org/cp.

  • Received August 4, 2016.
  • Accepted October 14, 2016.
  • © 2017 American Academy of Neurology
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